Loan Management

The comprehensive solution for all financing activities

FRONTeO Loan Management is a web-based software solution managing the entire loan acquisition process.

All types of private and professional loans are included :

  • Consumer loans,
  • Installment loans,
  • Mortgage loans,
  • Investment credits,
  • Commercial loans,
  • Term advances,
  • Revolving credits,
  • Leasing, …

A complete lifecycle coverage

FRONTeO-Loans covers the entire lifecycle of the loan acquisition process :

  • Management of simulations,
  • Detailed data on borrowers and loans,
  • Management of collaterals,
  • Automated calculation of revenue and expense ratios, ...

 Workflow FRONTeO Loans

Thanks to the integrated workflow, the end-user is intuitively guided through the entire process. Besides, the solution comes with a scoring module and has extensive possibilities for automated decision making, significantly reducing the loan acquisition duration.

FRONTeO-Loans can be connected online to external business information providers to have access to the most recent information about the financial position of the borrower(s) without manual user intervention.

The integrated document management functionality generates all types of documents with barcode. Combined with FRONTeO’s scanning recognition module it is possible to achieve a high degree of automation.

 Simulation FRONTeO Loans

Banks, brokers, agents, distributors or credit institutions that have installed FRONTeO-Loans benefit from a large amount of advantages: the solution can be connected to any back-office system, is multilingual, modular, SOA based, user friendly, 24/7 available and scalable.

Finally, FRONTeO has been developed using market standards, allowing the bank to significantly reduce the total cost of ownership (TCO).

State-of-the-art architecture

FRONTeO is built around a 3-tier technical architecture :

  • A multi-channel client: This component represents the GUI and is customer specific. The CSS implementation allows designing your own look and feel.
  • An application server: This component contains the business logic.
  • A database server: All loan acquisition data are stored in FRONTeO’s database.

ESB: The Enterprise Service Bus component is responsible for data transformation and transport between the frontend and the backend system(s). The ESB connectivity allows on-line message exchanging and is able to process data in a Straight Trough mode (STP) without any manual intervention.

 Architecture technique

Having its own database, FRONTeO offers our customers extensive reporting possibilities (MIS, pipeline reports, statistics, average loan selling durations, etc.).